Fort Lee NJ Driving Without Insurance Defense Attorneys 

Criminal and DWI Defense Law Firm in Bergen County, New Jersey

The Tormey Law Firm boasts a team of highly skilled criminal defense and drunk driving (DWI) attorneys with years of experience representing clients charged with criminal and traffic offenses, including reckless driving, leaving the scene of an accident, and speeding in Bergen County and throughout New Jersey, including in Lyndhurst, Garfield City, and East Rutherford. With offices conveniently located in the center of Hackensack’s criminal justice complex, Mr. Tormey and his fellow attorneys appear in courts throughout Bergen County on a daily basis, utilizing their detail-intensive approach and well-founded reputations to achieve the best possible results for their clients. To speak with one of these distinguished legal advocates at no cost, contact the Hackensack, New Jersey offices of The Tormey Law Firm at (201)-330-4979. Free consultations are always provided and we are on-call to provide immediate assistance.


Driving without Insurance in New Jersey: N.J.S.A. 39:6B-2

Driving without valid motor vehicle insurance is a traffic violation. It is governed by N.J.S.A. 39:6B-2, which provides:

§ 39:6B-2. Penalties

Any owner or registrant of a motor vehicle registered or principally garaged in this State who operates or causes to be operated a motor vehicle upon any public road or highway in this State without motor vehicle liability insurance coverage required by this act, and any operator who operates or causes a motor vehicle to be operated and who knows or should know from the attendant circumstances that the motor vehicle is without motor vehicle liability insurance coverage required by this act shall be subject, for the first offense, to a fine of not less than $ 300 nor more than $ 1,000 and a period of community service to be determined by the court, and shall forthwith forfeit his right to operate a motor vehicle over the highways of this State for a period of one year from the date of conviction. Upon subsequent conviction, he shall be subject to a fine of up to $ 5,000 and shall be subject to imprisonment for a term of 14 days and shall be ordered by the court to perform community service for a period of 30 days, which shall be of such form and on such terms as the court shall deem appropriate under the circumstances, and shall forfeit his right to operate a motor vehicle for a period of two years from the date of his conviction, and, after the expiration of said period, he may make application to the Director of the Division of Motor Vehicles for a license to operate a motor vehicle, which application may be granted at the discretion of the director. The director’s discretion shall be based upon an assessment of the likelihood that the individual will operate or cause a motor vehicle to be operated in the future without the insurance coverage required by this act. A complaint for violation of this act may be made to a municipal court at any time within six months after the date of the alleged offense.

Failure to produce at the time of trial an insurance identification card or an insurance policy which was in force for the time of operation for which the offense is charged creates a rebuttable presumption that the person was uninsured when charged with a violation of this section.


Penalties for Driving without Insurance in New Jersey 

As the above statute enumerates, driving without valid motor vehicle insurance is a serious traffic violation in New Jersey. The penalties are as follows:

First Offense:

  • Fine: Up to $1,000.00
  • License Suspension: One (1) year
  • Community service
  • Motor vehicle surcharges

Second Offense:

  • Fine: Up to $5,000.00
  • License Suspension: Two (2) years
  • Community service: 30 days
  • Motor vehicle surcharges
  • Jail: Up to 14 days in the county jail

As you can see, the penalties for driving without valid motor vehicle insurance are severe. However, an experienced criminal and traffic ticket attorney can help you avoid these penalties and allow you to maintain your driver’s license.


Call the Tormey Law Firm in Hackensack, NJ Today for a Free Consultation

For additional information and a free consultation about your driving without insurance charges, please contact us anytime at (201)-330-4979, or use our online contact form. Our Hackensack office is conveniently located in the heart of Bergen County, just steps from the Hackensack Municipal Court and Bergen County Superior Court. One of our criminal defense attorneys will be happy to discuss your case over the phone or to schedule an appointment to meet with you in person.


If you’ve been charged with a criminal offense, disorderly persons offense, or traffic / DWI violation, you have the right to an attorney who will defend you against your charges and fight for your best interests. To learn more about how your attorney can fight to have your charges dismissed or reduced, click a link below to see our video library of legal defenses and strategies.